Boss Your Bucks

Some people feel that the Holy Bible is not practical enough. True Christians know the Holy Bible sets the standards for living and gives guidance in various areas of life. This includes money--what we do with it and what we might let it do to us!
Boss Your Bucks
Source - Image owned, uploaded and copyrighted 2015 by the author, Peter P. Macinta (BrotherPete).

As are most material things, money is not evil in itself. However, we must choose whether we will follow God or follow evil inclinations when dealing with money, also known by some as “dough," “bucks.” Let us now look at numerous Holy Scriptures where we will see some of the “ABCs” of bossing our bucks.

I. Attitude

Whether or not we have made Christ our Lord and Savior, how we think about things plays a most important role in our lives. When it comes to money and goods, too many people, even some Christians, place too much concern on them and

/ or have a desire, even a great desire, for them. Our attitude must change in at least three areas.

It Is Unto me
Most people from the time they are born think of their possessions as their own. However, some years back I heard Jonathan Cahn state that in Hebrew the foundational idea was what we have was unto us by God. Or, perhaps it could be viewed that what we have is loaned to us and we need to take care of what we have along with being good stewards thereof. This concept is found in Ecclesiastes 5:19 “Every man also to whom God has given riches and wealth, and has given him power to eat thereof, and to take his portion, and to rejoice in his labor; this is the gift of God."

I must control it, it must not control me
Many unknowingly have a fault whereby the more money they have the more they want. Unchecked this can lead to stealing, begging, and borrowing. In Deuteronomy 28 God warned the Jewish people what would happen if they did not follow God and instead followed their desires. Poverty to the point of desiring money would be a snare so much so that the Jews would borrow money from non-Jews. By the Holy Spirit in verse 44 Moses warned them, saying,  “He shall lend to you, and you shall not lend to him: he shall be the head, and you shall be the tail.” I do not care to be “the tail.” How about you?

So do not love money. In fact, I would say do not even like money! After all, liking money can slyly turn into loving money. It is written in Ecclesiastes 5:10 (NLT), “Those who love money will never have enough. How meaningless to think that wealth brings true happiness!” Let us guard our hearts, for it is written in Psalm 62:10b, “. . .  if riches increase, set not your heart upon them.”

I need God most
While money to a degree is important nothing surpasses our constant need of God. Christ and the Apostles noted that this world will pass away. For those who have read Revelation 21 you will know that the former things will be done away with. God will make all things new.

The only thing that is constant and unchanging is God. So it behooves us to completely latch on to Him and trust Him alone. We should never trust in our substance. Proverbs 11:28 states, “He that trusts in his riches shall fall: but the righteous shall flourish as a branch." Before that, it records in verse 4 that, “Riches profit not in the day of wrath: but righteousness delivers from death.” I would say that verse alludes to the coming Great Tribulation period. In regard to that, one ought to read Revelation 13 where they will see that when The Beast (The Antichrist) arises his helper the False Prophet will see to it that no one will be able to buy or sell on earth except those who receive the mark of The Beast.

So, if you are not doing it, start now to truly declare, “I need God.” While money and some other things are important, our greatest need is God.

II. Budget (Stewardship)

God is orderly. We are made in His image, therefore we are to be orderly. That certainly includes stewardship, how we deal with the material blessings, including money, that God has entrusted unto us. 

From time to time we see examples of stewardship in the Holy Bible. One such case is Genesis 41:33-37. Egypt’s Pharaoh had been warned by God in two dreams there would be a very severe famine for seven years, but those seven years would be preceded by seven years of great abundance. God used Joseph to interpret Pharaoh’s dreams and he also told Joseph to tell Pharaoh how to take charge of the nation’s agricultural wealth and prepare for the very lean years. Pharaoh had to take action and boss the abundance Egypt would see so that Egypt would survive through the harsh seven years.

“Now therefore let Pharaoh look out a man discreet and wise, and set him over the land of Egypt. 34  Let Pharaoh do this, and let him appoint officers over the land, and take up the fifth part of the land of Egypt in the seven plenteous years. 35  And let them gather all the food of those good years that come, and lay up grain under the hand of Pharaoh, and let them keep food in the cities. 36  And that food shall be for reserve for the land against the seven years of famine, which shall be in the land of Egypt; that the land may not perish through the famine. 37  And the thing was good in the eyes of Pharaoh, and in the eyes of all his servants.”

None of us knows what tomorrow holds so it is good on our part to seek God for discretion and wisdom on how to handle our material blessings. Since we are made in God’s image it should seem good for us to look ahead as much as we can and categorize where we will need to use the money God has entrusted to us. In general there are three areas, viz., tithes and offerings, bills, and a hedge (contingency) fund.

Tithes And Offerings
Whenever we are blessed with money or goods, in faith and in trust of God and His promises, one tenth of what we receive should be returned to Him. And, as you will see, more than a tenth is given unto God with anything over that ten percent being an offering to Him.

In Malachi 3:8-10 we read, “Will a man rob God? Yet you have robbed me. But you say, Wherein have we robbed You? In tithes and offerings. 9  You are cursed with a curse: for you have robbed me, even this whole nation. 10  Bring all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, says YHVH of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it."

Before we continue, I have heard some in the past say that the passage in Malachi is in the Old Testament and therefore does not apply to Christians today. Though Christ has fulfilled the Jewish Law and we no longer have to follow it by letter, though we must follow the principles it contained, certain things were established before the Jewish Law was given and are noted in the New Testament that they are to continue. Tithes and offerings are one of those things.

Even at that though, some will point out there is no direct New Testament command to Christians to tithe. While this is true, we must keep in mind that in Christ’s teachings He goes deeper and beyond what the Jewish Law had stated. A quick example would be that while the Law stated we are not to commit murder, Christ went deeper and stated we should not even be angry with someone without cause. So it is with tithing. Ten percent is just a “benchmark.” As we learn to trust and really love God, we will give back far more than ten percent.

Let us look more closely at the benchmark of ten percent. I started tithing soon after coming to Christ. However, I would tithe on my net pay and not my gross pay. For those that may not know, in the United States we are required to pay taxes and other “dues.” Basically, let us say I earned $500.00 in one week. In most cases the Federal government, the State government, the county government, and perhaps any other authority will be

given a portion of my pay, let us say totaling 15 percent {1}. So, when I would get my paycheck I would not get $500, but I would get $425. I would then tithe $42.50.

However, after I married my beautiful wife Dorcas, after some time she encouraged me to tithe on the gross pay and not the net. She convinced me by asking the question, “Do you want a gross blessing or a net blessing?” So from that point on I have tithed on the gross. Here is a Holy Scripture for that: “Honor YHVH with thy substance, and with the firstfruits of all thine increase.”--Proverbs 3:9

The tithe should be given to the local church you attend. I understand some might not have a local church so I would recommend tithing to a trusted ministry like “The Gideons International.” But if you do go to a church then your tithe belongs there. It is written in 1 Corinthians 9:14, “Even so hath the Lord ordained that they which preach the gospel should live of the gospel.”

Once you receive money and you pay your tithes or set them aside for when you attend church your bills must come next. Set aside money to pay for your housing (in my opinion housing comes first), water, utilities, insurances, and food. Even if you do not immediately need them, set some aside for things like clothing and medical needs.

What I have just mentioned are all needs. If you smoke, that is not a need and that habit needs to be dropped. Gambling must go. And, of course, drug usage must go. With God’s help through Christ you can get rid of these things.

Hedge Funds
After making sure you have either set aside or have paid your tithes and offerings and bills, set some money aside for unexpected expenses and emergencies. I would say set aside no less than five percent of your income. This would include money for your “golden years” or should you become unable to work. The less we depend upon our governments to help the better off we are.

It is written in Proverbs 22:3, “A prudent man foresees the evil (includes problems), and hides himself: but the simple pass on, and are punished.” Indeed that verse primarily means something other than the usage of money, but the principle should be applied to our finances. Got money? Do not spend it all. I heard many good things when I was a child, one of which was “save it for 'a rainy day’.”

III. Caution

We humans can get “hooked” on a lot of things. Money is one of them. I used to love money so much that I would steal it, usually from my sister. Primarily loving something other than God is sin and leads to trouble. It is written in 1 Timothy 6:10 (NLT), “For the love of money is the root of all kinds of evil {2}. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.”

IV. Service 

Instead of loving money we should look at it as a tool wherewith we serve God. If we love money and wealth we will find ourselves serving it in various ways. It will control us, we will not be controlling it. However, when God truly comes first then our money and resources become tools for His honor, glory, and purposes.

We must serve God and not our wealth. It is written in Matthew 6:24, “No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. You cannot serve God and mammon.” You can use money, but never let it use you. And though you can use money, when it comes right down to it, God is the only one we can depend upon.

Our treasure must not be money, but loving service unto God. It is written in Matthew 6:19-20, “Lay not up for yourselves treasures upon earth, where moth and rust corrupts, and where thieves break through and steal: But lay up for yourselves treasures in heaven, where neither moth nor rust corrupts, and where thieves do not break through nor steal.” The following are just a few ways to lay up such treasure: bringing people to Christ, developing godly character, interceding in prayer.

And God Himself should be our treasure. We should be satisfied in Him. It is written in 1 Timothy 4:6-8, “But godliness with contentment is great gain. 7  For we brought nothing into this world, and it is certain we can carry nothing out. 8  And having food and raiment let us be therewith content." Also, meditate upon Psalm 37:16, “A little that a righteous man has is better than the riches of many wicked.”

In conclusion, again, do not let your bucks push you around--boss your bucks! Remember the following: 

Proverbs 11:4--“Riches profit not in the day of wrath: but righteousness delivers from death."

Hebrews 13:5 ERV*-- "Be free from the love of money; content with such things as you have: for himself has said, I will in no wise fail you, neither will I in any wise forsake you."

There are many more passages I could present from the Holy Bible about money. Open up the Word of God and see what it has to say! But, if you have not done so, the best thing you can do is to make the Author, God, in charge of your life by surrendering fully to Jesus Christ. Christ within will guide and empower you in regard to not only money, but all matters of life.


Visit for more Biblical information on money.

{1} Many United States Citizens pay more taxes than I have mentioned. For example, in addition to my example above we pay property tax for our home. We also currently pay 6 percent sales tax in Maryland. Each time we buy gasoline there is a tax incorporated in the price. There are many more taxes U.S. citizens pay, and sometimes we do not even know it!

{2} Some translations have “the love of money is the root of all evil.” It seems to me the Greek can go either way, but given the context of the whole Holy Bible I tend to side with translations that have the rendering above.

This article was in the form of a sermon (message) outline with comments. God willing by September 20, 2015 (hopefully much sooner), you should be able to hear the actual message (sermon) by selecting a link at .

Unless otherwise noted all Holy Scripture is from the 1769 Authorized Version with spelling of some words updated for our time in addition to changing LORD to YHVH as it rightly should be when the text so indicates. An * next to the abbreviation for another translation or version indicates the same for the text presented.

Not responsible for any advertisements appearing with this article nor am I necessarily in agreement with any of them. The statements of this paragraph hold true not only for this article, but for everything I have placed on the Internet.

Article Written By BrotherPete

I am a minister of the Gospel of Jesus Christ, having served over forty years as a pastor. I graduated from Northeast Bible College of Green Lane Pennsylvania and have a Bachelors Degree in Bible. I am enthused about the Word of God and how it can make a positive change in the life of anyone once it is teamed up with faith and the Holy Spirit. I am happily married. Visit

Last updated on 24-07-2016 333 2

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  • Lightningforce  29-03-2017
    So true. So informative. "Unless otherwise noted all Holy Scripture is from the 1769 Authorized Version with spelling of some words updated for our time in addition to changing LORD to YHVH as it rightly should be when the text so indicates. An * next to the abbreviation for another translation or version indicates the same for the text presented." liked this part and thought it important to add it in my comment so that others can appreciate what you have written. Delicate article and most Christians even me, I am afraid, do no live by these basic principles.
    reply 0
  • nbillett  28-12-2016
    The mission of Christians is to be involved in our communities as yeast among the masses, in spite of the fact that will find temptations and errors among many unscrupulous people.
    reply 0
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